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Commercial Truck Insurance For Owner Operators and Small Fleets

Leading The Transport Industry Towards The Future

Truck Insurance Group is a full service truck insurance company specializing in commercial insurance, including Tractor Trailers, Straight Trucks, and Pickup Trucks.

We offer all lines of protection for these insurance needs, including but not limited to Trucking Liability, Non-Trucking Liability (Bobtail Liability), General Liability, Motor Truck Cargo, Physical Damage, Trailer Interchange, and Workers Compensation.

Our staff of truck insurance specialists will take the time to explain to you all required coverage's for your situation. Truck Insurance Group has over 20 years of experience in the commercial truck insurance industry and will work to get you the lowest rate possible for all of your truck insurance needs.

Contact us today if you need of a commercial trucking insurance quote, cargo insurance, icc authority, bobtail insurance, semi insurance, non-trucking liability or trucking liability insurance.

  • 1300 Owner-Operators
  • 3000+ Truckers
  • 13+ Years Of Expertise
  • $80k In Savings

Types of Coverage

Primary Liability

This coverage option protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies and proof of coverage is required to be sent to them.

Physical Damage and Collision Coverage

This insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.

Motor Truck Cargo Coverage

Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.

General Liability

This coverage provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. Our company can offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbing.

Non-Trucking Liability / Bobtail Coverage

Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.

Trucking Authority

Permission granted by the federal government to transport regulated freight across state lines. Interstate Operating Authority is now granted by the Federal Motor Carrier Safety Administration (FMSCA)

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Frequently Asked Questions

What does Primary Liability Insurance cover?

This coverage option protects you from damage or injuries to other people as a result of a truck accident. You select your limit of coverage at the time of purchase.

What Primary Liability limit do I need?

Tractor Trailers require a limit of $750,000 for operation, all other vehicles require coverage amounts according to the laws in their base state.

Is Primary Liability Coverage required by law to operate my truck?

Yes.

Am I covered if I travel over state lines?

Yes, coverage will carry over state lines.

What determines the premium of my Primary Liability Coverage?

Premiums for Primary Liability coverage are determined by several factors including:
+ Driving Record
+ Garage Location
+ Limit of Liability Coverage Desired
+ Type of Operation
+ Condition and age of equipment

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Commercial Truck Insurance Quotes

Need To Get Trucking Insurance Fast?

We can help you get your authority certificate.

Client Reviews

We go above and beyond to help you save.

Some of the best rates we have seen for our local driving positions.

Thomas S.

The company has grown tremendously since I started working with them. They have helped me along my OTR journey get the right coverage.

Earnie M.

I was able to get specialized coverage for our new hazmat division in 48 hours.

Danny B.

Illinois Logistics & Transport Company

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In Savings

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Agents in 50 States

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Insured Tractor-Trailers

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Small Businesses Insured